Should You Take Out a Bridge Loan Before Selling in Nevada County?
If you already own a home in Grass Valley, Nevada City, or anywhere else in Nevada County and you have found the next place before your current one is under contract, you are facing one of the harder timing decisions in real estate. A bridge loan can let you buy before you sell. It is not free money
Should You Consider Seller Financing to Buy or Sell in Nevada County?
Mortgage rates are still sitting above 6.5 percent this month, and I've started fielding a question I didn't hear much a few years ago: is seller financing a real option in Nevada County? It's not a new idea, but with rates staying elevated and inventory building across Grass Valley, Nevada City, an
15-Year vs. 30-Year Mortgage: Which Makes Sense for Nevada County Buyers?
If you're shopping for a home loan right now, you've probably run into the 15-year vs. 30-year mortgage question at least once. It comes up in nearly every conversation I have with buyers here in Nevada County, whether they're closing on a place in Grass Valley, buying their first home in Nevada Cit
Should You Use a Piggyback Loan to Buy in Nevada County?
If you're shopping for a home in Nevada County this year and your purchase price is creeping toward $800,000 or more, you've probably run into two annoying words: jumbo loan. A piggyback loan is one way around that, and it's worth understanding before you write an offer. I get asked about this more
What to Know About Insurance Before You Buy in Nevada County, CA
(Watch the video here) One thing to build into your plan when buying in Nevada County: get an insurance quote before you close escrow, not after. Some carriers have pulled back from writing new policies in high fire-risk areas, but that doesn't mean you can't get covered -- it means you shop for it
Buying Land vs. Buying a House in Nevada County: True Costs
I hear this question at least once a month, usually from a buyer who's tired of competing for the same handful of listings: what if I just bought land in Nevada County and built the house I actually want? It's a reasonable question, and with acreage sitting on the market longer than finished homes r
5 Signs Fall Has Arrived in Nevada County for Buyers and Sellers
The mornings finally turned cool this week, and if you have lived here more than a season or two, you know exactly what that means. Fall in Nevada County does not arrive with a calendar date. It shows up in small, specific ways, and once you notice them, you cannot unsee them. If you are weighing a
Should You Rent Before You Buy When Relocating to Nevada County?
When people call me about relocating to Nevada County, one of the first questions I hear is whether they should rent for a while before buying. It's a fair question, especially if you're coming from the Bay Area or Sacramento and you've never actually lived in Grass Valley, Nevada City, or Penn Vall
Is an FHA Loan Realistic for Buying a Home in Nevada County?
I get this question a lot from first-time buyers: is an FHA loan realistic for buying a home in Nevada County right now? The honest answer is that it depends on where you're shopping and what you're shopping for. FHA loans are one of the most useful tools a buyer has, but our local price points mean
