What Credit Score Do You Actually Need to Buy a Home in Nevada County
One of the most common questions I get from buyers is what credit score they actually need to buy a home in Nevada County. The honest answer is that it depends on the loan type, and the number that actually gets you approved is often lower than people assume. With the average sale price across Nevad
Should You Offer a Rate Buydown to Sell Your Nevada County Home?
If your Nevada County home has been sitting longer than you expected, you are not imagining it. Grass Valley listings averaged 76 days on market in July and Nevada City was not far behind at 74, according to the most recent MLS numbers. When buyers have more homes to choose from, a mortgage rate buy
Repair Credit or Price Reduction: What Nevada County Buyers Should Ask For
A home inspection report almost always comes back with something on it. The question I get asked the most right after that report lands isn't whether to negotiate, it's how. Should you ask the seller to write you a check at closing, or should you ask them to knock money off the price? A repair credi
Do Solar Panels Add Value to Your Home? (The Answer Depends on This)
Does solar add value to your home when you sell — or scare buyers off? It comes down to one word: ownership. Here's what I tell buyers and sellers in Nevada County before they list a home with solar. (Watch for the mistake that slows down escrow more than almost anything else I see.)
Why Sacramento Families Are Choosing Lake Wildwood Over the Suburbs
I keep having the same conversation with clients driving up from Sacramento. They walk into a home in Lake Wildwood, catch a glimpse of the lake through the pines, and start doing quiet math on their current mortgage versus what a similar budget buys out here. Lake Wildwood real estate has become on
Why Nevada County's Real Estate Market Looks Nothing Like the National Headlines
If you've read a real estate headline lately, you've probably seen some version of the same story: home sales cooling off, mortgage rates stuck near 6.5 percent, buyers sitting on the sidelines waiting for something to change. That's a fair description of the national picture right now. It is not wh
What $900,000 Actually Buys You in Nevada County Right Now
I get some version of this question almost every week: "What does $900,000 actually get me in Nevada County?" It's a fair question, and the honest answer depends a lot on which town you're looking at. At $900,000, you're not just buying a house, you're crossing into a different tier of the market in
What $800,000 Actually Buys You in Nevada County Right Now
I have been fielding this question a lot lately: what does $800,000 actually buy in Nevada County right now? It is worth asking before you start touring, because California's statewide median home price just hit $904,640, which means $800,000 is actually below where the rest of the state sits. After
Why Sacramento Families Are Choosing Nevada City Over the Suburbs
Sacramento is the most popular relocation destination in the country right now, according to recent Redfin migration data, and the San Francisco Bay Area is losing more residents to other places than almost anywhere else in the nation. But I keep meeting families who did not stop in Sacramento. They
